Does "Mr Santos" have any accreditations as a money lender? Does have a proper company name and address you can visit? Does he have a company email address? Does he have a proper landline telephone number?
Of course he doesn't. He's a scammer. He doesn't want to lend you anything - he wants you to send him money. He's a liar and a thief, ignore him.
My name is Mr JORGE SANTOS I have been arranging loans for many years. I have helped individuals and companies that are in need of loans and i am willing to arrange better loans for you. Working with me will be close and personal. I am available seven days a week to facilitate your loan request.I can arrange your loan at a better interest rate and lower cost than anyone else in town. Contact me today.... Phone: +44 702 409 9873
Company Email : firstname.lastname@example.org