I can't imagine that a genuine loan company would send you a random email with the subject "hello". Whoever sent this is a scammer, not a loan company. The email apperas to have originated in Nigeria - home of scams, not of legitimate financial lenders.
If you make the mistake of replying, the scammer will start asking you for money as fees. Delete the email and don't reply.
This is Easy Loan Financial Service, Do you need an urgent Business Loan *
Personal Loans * Educational Loan * Consolidation Loan* or Investment
Loan?. Do contact now us at (email@example.com) for more information